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Credit Card Processing Rates to Accept Credit Cards Through a Website

The credit card processing rates quoted here are applicable to a business that accepts credit cards from customers through an Authorize.net payment portal on a website.  All the credit card transactions that are created from customers entering their credit card and debit card account numbers into a website are Non-Qualified or card not present transactions.  These rates are available to businesses that make application for a merchant account through this website only.

In order for a website to be able to accept credit and debit cards for payment, the payment portal Authorized.net must be installed in the shopping cart of the website.  The rates quoted here do not include the cost of having a website developer properly install the payment portal. 

   
Rate Description Rate
   
Non-Qualified  or Card Not Present 3.06%
  
The following are one-time and ongoing fees that can be incurred by a storefront merchant account:
         
Fee Description Fee
   
Credit Card Transaction fee $ 0.19
Debit Card Transaction fee *** $ 0.19
Monthly Minimum Discount fee $ 25.00
Monthly Statement fee $ 5.00
Monthly Debit Gateway Access fee *** $ 10.00
   
Authorize.net One-Time Licensing fee $ 50.00
Monthly Internet Gateway Access fee * $ 10.00
Internet Per Transaction fee ** $ 0.10
      
*  Includes the first 250 transactions through the gateway after which the Internet Per Transaction fee is in effect
** This Internet Per Transaction fee for the Internet payment portal is added to the Credit Card or Debit Card Transaction fees above.
*** Does not include debit network fees that are controlled by the debit card networks.
     

All merchant accounts are referred to and processing services are provided by North American Bancard, a registered ISO/MSP of HSBC Bank USA, National Association, Buffalo, NY.