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Copyright © 2007 Provision, Inc All Rights Reserved

 

   

Credit Card Processing Programs for Businesses

It is important for any business to accept credit cards from customers.  Provision, Inc has put together the information on this page so that you can understand what you have to do to get a cost effective credit card processing program for your business. We have also indicated what the start-up costs and ongoing costs are.  The processing  programs from Provision are designed to meet the needs of different types of businesses.  Each business has its own unique needs and requirements. We will give you the most economical credit card  rates possible for your business.

Our credit card processing programs are defined to meet the specific requirements of businesses that need to accept credit card payments from customers:

  • in their storefront
  • at their customer's home or business
  • through their website
  • or at a trade show or flea market

In order for you to know what the cost will be for your type of business, we have listed what it takes to start efficiently accepting credit cards and the cost associated.

Service Business

There are many types of service businesses that work at their customers' home or business.  These service companies include 

  • plumbers 
  • electricians
  • landscape designers
  • air conditioning and heating services
  • pool maintenance services

and many more.  These companies have the same need to accept credit cards from customers, but they do it in a different environment than storefronts.  They also have a need to keep credit card processing cost effective.  Technology has now made the processing of credit cards at the customer's place just as cost-effective as in a storefront.  Start-up needs and cost for a service business are as follows:

Start-up Costs for Service Business
 
Establish Merchant Account Free
State-of-the-Art Wireless Credit Card Terminal Free for Use *
Thermal Receipt Printer Free for Use *

  

Ongoing Costs for Service Business
 
Ongoing rates and charges are listed on the Wireless Rates Page

Trade Show and Flea Market

Businesses that participate in trade shows and flea markets to sell their goods and services have the same need to accept credit cards from customers.  These businesses can get a credit card merchant account that is just as economical as a storefront business.  These businesses also benefit from the wireless technology that is available to the service businesses.

Start-up Costs for Trade Show/Flea Market
 
Establish Merchant Account Free
State-of-the-Art Wireless Credit Card Terminal Free for Use *
Thermal Receipt Printer Free for Use *

   

Ongoing Costs for Storefront
 
Ongoing rates and charges are listed on the Wireless Rates Page

* Meet minimum requirements for "FREE for Use" equipment - See minimums on terminals page 

Storefront

All credit card transaction costs are based on the risk that is associated with the creation of the transaction.  This true no matter where the credit card account is established.  The lower the risk for the transaction, the lower the cost for that transaction.

Since this is the case, it is necessary for all storefront businesses to have a credit card merchant account that has economical credit card rates and have at least one state-of-the-art credit card terminal available to create low risk transactions.  The start-up needs and costs of a credit card processing program for a storefront are as follows:

Start-up Costs for Storefront
 
Establish Merchant Account Free
State-of-the-art Credit Card Terminal Free for Use *
Debit Card Pinpad Free for Use *

 

Ongoing Costs for Storefront
 
Ongoing rates and charges are listed on the Storefront Rates Page

     

* Meet minimum requirements for "FREE for Use" equipment - See minimums on terminals page 

     

All merchant accounts are referred to and processing services are provided by North American Bancard, a registered ISO/MSP of HSBC Bank USA, National Association, Buffalo, NY.